Finance you dental care with a loan!

19 Jul

It is advisable to go to the dentist at least once a year. Indeed, the mouth is prone to many potential problems: cavities, infection of the gums, badly placed teeth … Other care, more complex, must also be made during more serious problems like a crack in a tooth. A visit to the dentist can then be expensive. Entering a credit allows you to perform urgently needed dental care.

Primordial oral health

Primordial oral health

Oral health may reflect a patient’s overall health. It can also be the cause of a more global concern: headaches, digestive problems … Having good oral hygiene is therefore essential at all ages. For this, you obviously have to brush your teeth several times a day and visit your dentist every year. It can thus detect abnormalities such as canker sores or caries, not necessarily visible or sensitive.

According to the World Health Organization (WHO), nearly 100% of adults suffer from one of these problems at least once. In addition, the appearance of misplaced wisdom teeth can disrupt the organization of the jaw and cause serious problems. Finally, it is important to take care of food and products consumed: the cigarette will yellow teeth and damage the gums. And some foods are also bad for teething:

  • the chips attack the enamel:
  • candies stick to the teeth;
  • too acidic fruit juice causes tooth erosion;
  • coffee stains them permanently;
  • etc.

Basic care with dental prosthesis

Basic care with dental prosthesis

Dental care is divided into two types. First is conservative care:

  • Care of a decay: a cavity is detected via an x-ray. During the examination, the dentist carefully observes the decayed tooth. Once the diagnosis is made, he looks after it according to its depth. If it touches the nerve, it must be treated by channel. When the decay is too deep, the dentist devitalizes the tooth.
  • Descaling removes tartar that accumulates on teeth.
  • Surgical care may also be necessary for some patients:
  • Dental extraction is performed when a tooth is too damaged, often by decay, to be repaired. It is then replaced. More frequently, many patients have their wisdom teeth removed.
  • Gingivectomy is a removal of the gums, the purpose of which is often to treat periodontal disease, a disease that affects the tissues holding the teeth.

How health insurance reimburses dental care?

How health insurance reimburses dental care?

The prices practiced by the dentists vary according to the type of care procured and the practitioner: all depends if it is conventioned sector 1 (without overtaking) or sector 2 (with free fees). Most of the care is reimbursed by health insurance up to 70% of the conventional fee, that is to say that practiced by dentists of sector 1. Here are some examples:

  • a descaling will cost 28,92 € and will be refunded 20,24 €;
  • the treatment of a decay is charged € 16.87 and reimbursed € 11.80.

Some treatments are much more expensive. The devitalization of a molar is thus invoiced more than 81 €. These prices vary when the treatments concern children under 13 years old. Nevertheless, some complementary health care for them. Surgical care reaches much higher prices: funding implants, a dental crown or the installation of a device can be very expensive, sometimes turning around € 1,000.

Ffinance your dental care with a credit

Ffinance your dental care with a credit

When the price of dental care is so high, it may be worthwhile to take out a personal loan to finance them. Indeed, the prices used to treat teeth are in full inflation, which pushes many French to give up. However, when a dental problem is not treated, it can quickly get worse and lead to complications. If no credit organization offers a dedicated dental credit to finance such care, the patient can take out a traditional personal loan. Especially with the collaborative credit, it is possible to subscribe a credit without banks and enjoy advantageous terms.