Installment Loan Estimate and Closing Disclosure: What They Mean

Of all the installment loans closing documents that you will come across during the home buying process, keep an eye out for two in particular: the loan estimate and the closing disclosure. They aren’t long and don’t contain a lot of fine print, but together these legally required documents summarize …

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Now might be a great time to borrow from your 401 (k)

American consumers are inundated with debt, but borrowing from a 401 (k) could help alleviate some of the problems that come with that debt. The average US household debt profile (non-mortgage) includes $ 15,611 in revolving credit card debt and $ 32,264 in student debt. according to a recent NerdWallet …

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Opportunities within integrated finance

In a traditional setting, payment is separate from transactions. At the end of a taxi ride, a customer must rummage through their wallet and withdraw the cash or credit card needed to settle in with the driver. Integrated finance merges payments and transactions. It creates a seamless customer experience by …

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Revealed – three European countries see tremendo …

The impact of Covid-19 has been huge in 2020 – some countries have reported a year-over-year decline in residential real estate transactions of up to 80%. Construction activity was also affected and completely halted during the initial lockdown phase; in France, 90% of work on construction sites was interrupted. Many …

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